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Store credit cards are best known for big discounts on the day of account opening, ongoing benefits for loyal customers, low fees and fairly lenient approval requirements.

So Wallet Hub’s editors compared the offers affiliated with the largest and most popular retailers based on those major categories in order to identify the best store credit cards on the market right now.

We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy.

Before submitting an application, always verify all terms and conditions with the offering institution. Approval Odds are Wallet Hub estimates intended to gauge your likelihood of approval for a particular product.

Fingerhut is an online retailer that sells everything from clothing to electronics.

But the fact that the Fingerhut store card doesn’t charge an annual fee means you can use it to build credit without buying a thing if you want to.

Some of the best options include the Best Western Secured Credit Card and the Official NASCAR® Credit Card from Credit One Bank®.

You can find the full list of top offers in Wallet Hub’s review of 2018’s best store credit cards for bad credit.

The best store credit card for bad credit is the Fingerhut Credit Account because it has no annual fee and will accept people with poor credit scores.

But they tend to offer plenty of perks to make up for this limitation.

Many store credit cards offer significant discounts on the first purchase you make on the day of account opening as well as ongoing rewards that can save loyal customers a lot of money.

rst-purchase discounts and lucrative ongoing rewards without charging annual fees (some cards are from Wallet Hub partners).

And nearly all require only fair credit for approval.


  1. WALLETHUB'S BEST STORE CREDIT CARDS OF 2018. We work hard to show you up-to-date product terms. SIGN UP FOR FREE. No credit card needed.

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